Credit and Medical Debt

A growing number of Americans are finding their credit destroyed due to medical debt. In many cases the size of the debt is small and the debtor is simply unaware of it existence until contacted by a collection agency. Due to the many issues that can arise during the billing process –incorrect billing; improper processing of the bill by the insurance company; delayed payment from insurance company resulting in the hospital billing the patient; multiple bills resulting from one office visit–a patient can easily become liable for a payment he or she thought was already covered.